Bills & Beats ‘Money Talk’ videos

Managing money as a freelancer can feel overwhelming, especially when you’re starting out in the creative industries. These two Bills & Beats ‘Money Talk’ videos offer practical advice to help young creatives understand their finances and build sustainable careers.

From completing a tax return and tracking expenses to managing irregular income and planning for future goals, the sessions break down key financial topics in an accessible way. They can help NextGen creatives feel more confident, stay organised and make informed decisions about their money.

In the first video, financial adviser Chris McLoughlin explains the essentials of tax for creative freelancers. He covers working as a sole trader, income tax and National Insurance, Self Assessment, business expenses, HMRC deadlines and when to seek help from an accountant.

In the second video, Chris shares practical ways to manage irregular income, separate business and personal finances, budget for tax and build an emergency fund. He also explains how self-employed creatives can prepare for buying a home and applying for a mortgage.

Visit our Resource Hub to find more information and support for young creatives.